Aon Corporation is recognized as the world's largest international insurance and risk management service firm with approximately 500 offices in 120 countries and a staff of over 47,000. Aon Corporation has annual revenues of more than $9.8 billion; our insurance brokerage units handle nearly $40 billion in gross premiums. Aon is, by a number of significant financial measures, the premier firm of its kind in the world.

Aon Reed Stenhouse Inc. (“ARS”), the Canadian arm of Aon Corporation, traces its roots back to 1850. We have a staff of nearly 1,800 insurance and risk management professionals in 26 full service offices across Canada. ARS is Canada's largest insurance broking andrisk management services firm and has long been recognized as the market leader in many sectors. We serve a large Canadian client base, handling $1.5 billion in annual premiums.

British Columbia OnSite Sewage Association (“BCOSSA”) has a membership of about 1,000 people who work in the sewage industry. For the most part, these are small operators who are licenced to plan, inspect, install, service and maintain on-site wastewater systems. These would mainly be individual septic systems but would also include small treatment facilities for up to 22,000 litres a day.                                                              

BCOSSA members have a number of unique exposures that are difficult insurance placements. These would include design/build Errors and Omissions and Pollution Liability.

Some examples of exposures under General Liability are injury to a person or damage to property while working at a job site. The Completed Operations or resultant damage due to faulty workmanship would also be covered, e.g., breaking a water main causing local businesses to shut down resulting in lost income.

Full Pollution would cover a situation where sewage leaks into a neighbour’s  basement or into a fish bearing stream or river and there are clean-up costs involved, plus fines and penalties.

Errors and Omissions coverage for such things as installed systems does not meet the requirements of the Health Act due to a design error.

Coverage Options
Option 1
Combines Errors and Omissions, General
Liability and Contractors’ Pollution. This
coverage would be for those BCOSSA
members engaged in planning/installing and
maintenance of systems.

[] General Liability Base: $1,000,000
[] Errors and Omissions: 1,000,000
[] Contractors’ Pollution: 1,000,000
[] Minimum Premium: 2,750
[] Deductible: 2,500

Option 2
General Liability and Contractors’ Pollution.
Covers those members that install and
maintain only.

[] General Liability Base: $1,000,000
[] Contractors’ Pollution: 1,000,000
[] Minimum Premium: 1,650
[] Deductible: 2,500

Option 3

For members doing design work only.

[] General Liability Base: $1,000,000
[] Errors and Omissions: 1,000,000
[] Minimum Premium: 1,650
[] Deductible: 2,500
Limits up to $10,000,000 on the General
Liability are available.
Security is Lloyd’s of London.

 

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For more information, please contact:
Jeff Wilbee
Account Manager, Vice President
Telephone: 250.388.7577
Toll-free: 1.877.388.7577
Fax: 250.388.5164
E-mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it